0% Intro APR on purchases and balance transfers for 18 months. After that, the variable APR for all your balances will be 12.99% - 21.99% based upon your creditworthiness.†
No annual fee†
No late fees
No penalty rate
0% Intro APR on purchases and balance transfers for 18 months. After that, the variable APR for all your balances will be 11.99% - 21.99% based upon your creditworthiness.†
No annual fee†
24/7 access to personalized concierge service providing assistance in booking hotels, flights, concert tickets and much more
Citi Private Pass®providesspecial access to purchase presale tickets, preferred seating, VIP packages, and other unforgettable live entertainment experiences
0% Intro APR on balance transfers and purchases for 12 months; after that the variable APR will be 12.99% - 22.99%, based upon your creditworthiness.†
$100 cash back after $500 in purchases within the first 3 months of account opening1
Earn 5% cash back on Airline and Car Rental purchases, and on back-to-school shopping at the Gap, Banana Republic, Old Navy, Gap Outlet and Banana Republic Factory Store between July 1, 2012 and September 30, 2012 when you enroll. Enroll at no additional cost each quarter for new categories that earn additional cash back.2 To learn more, visit dividend.quarterlyoffer.citi.com.
1% cash back on all other purchases2
5% additional cash back on average at over 400 stores through the Citi Bonus Cash Center®1
No annual fee†
25,000 bonus ThankYou® Points after you spend $2,000 within your first 3 months of cardmembership. Redeemable for $250 in gift cards!1
Earn 1 ThankYou Point for every $1 spent on purchases.2
No expiration and no limit on the number of points you can earn.2
Redeem your points for gift cards, travel rewards, merchandise, cash back and more.
No annual fee†
Peace of mind through direct access to a service representative, no late fees and no penalty rate†
$0 liability on unauthorized purchases and Citi® Identity Theft Solutions
1% cash back on cash advances taken at the standard cash advance rate.2
$5 cash back on individual balance transfer transactions of $1,500 or more.2
Identity theft protection
$0 Liability on unauthorized charges
Secure, free online account management
Personal Concierge. With Citi's personal concierge service you'll always know the best places to stay and eat, where to shop and how to get around.
Earn an anniversary bonus on points earned from purchases every year. The longer you are a cardmember, the bigger the bonus will be- up to 3% after you are a cardmember for two years or more2
Receive bonus points for signing up for Account Online and for enrolling in Paperless Statements.3
1. The $100 cash back offer and cash back earned on purchases through the CitiBonus Cash Center are not subject to your annual maximum accumulation
2. You may earn up to $300 per calendar year. See Dividend Card Reward Terms and Conditions for more information.
CITI THANKYOU AND CITI THANKYOU PREFERRED CARD If you do not meet our criteria for the Citi ThankYouSM Preferred Card, your application may be processed for the Citi ThankYouSM Card. The bonus point offer as well as the introductory rate on balance transfers and purchases applies to both products.
CITI THANKYOU AND CITI THANKYOU PREFERRED CARD REWARD PROGRAM INFORMATION
1. You will receive 25,000 bonus ThankYou Points after $2,000 in purchases are made with your card within 3 months of account opening. Once these points post to your account, you may redeem for your choice of a $250 gift card good at leading merchants or save them to use for other great rewards.
2. Citi® ThankYou® Rewards Citi ThankYou® and Citi ThankYou®Preferred Card Terms and Conditions
• Citi® ThankYou® Rewards is offered to certain cardmembers ("you") at the sole discretion of Citibank, N.A. ("we"), the issuer of your card account ("Card Account"). ThankYou Rewards or any portion thereof may be revised or terminated with 30 days prior written notice. Any revisions may affect your ability to use the ThankYou Points you have already accumulated. If ThankYou Rewards is terminated, you will only have 90 days from ThankYou Rewards termination date to redeem all your accumulated ThankYou points ("ThankYou Points"). Rewards offered by ThankYou Rewards and the ThankYou Point levels required for specific rewards are subject to change without notice. • Unless you are participating in a limited time promotional offer, you will earn 1 ThankYou Point for every dollar you spend on purchases. Only purchases are eligible to earn ThankYou Points. Personal banking transactions you make using your card will earn only 1 ThankYou Point even if the offer to which you responded has a different ThankYou Point earning description. If the offer to which you responded allows you to earn additional ThankYou Points at supermarkets, drug stores and gas stations, they are defined as follows: Supermarkets are stand-alone merchants that primarily sell a complete line of food merchandise for home consumption. Drugstores are stand-alone merchants that primarily sell prescription and proprietary drugs and nonprescription (over-the-counter) medicines. Gas stations are stand-alone merchants that primarily sell vehicle fuel for consumer use. Your ThankYou Points will not expire unless we terminate ThankYou Rewards.
• We do not determine whether merchants appropriately identify all transactions you make on your Card Account, but we do reserve the right to determine what purchases qualify for ThankYou Points.
• At the end of each Citi ThankYou Card account membership year (your membership year begins the date you become a Citi ThankYou cardmember and resets each year on that date) you will also earn an Anniversary Bonus calculated as a percentage of ThankYou Points earned from purchases during that membership year as follows:
Anniversary Bonus %
0 - 1
1 - 2
2 and after
Note the Anniversary Bonus calculation does not include any other points, including bonus ThankYou Points, you may have earned during that membership year. It may take 1-3 billing statements for the Anniversary Bonus to post to your Card Account at the end of each membership year.
• You may earn ThankYou Points as long as your Card Account is open and current. If your Card Account is closed, you will not be able to earn ThankYou Points and you will lose any accumulated ThankYou Points that have not been transferred to your ThankYou Member Account. Balance transfers, cash advances, convenience checks, returned purchases, disputed or unauthorized purchases/fraudulant transactions, finance charges, Card Account fees, and fees for services and programs you elect to receive through us do not earn ThankYou Points unless otherwise specified.
• If you are approved for a Card Account, a ThankYou Rewards Member Account ("ThankYou Member Account") will be set up for you. ThankYou Points post to your Card Account at the close of each billing cycle, and at that time, we will transfer the ThankYou Points you earned to your ThankYou Member Account. ThankYou Points are not eligible for redemption until they are transferred to your ThankYou Member Account. ThankYou Points may not be redeemed and may be lost if your Card Account is not open or current.
3. Earn 100 bonus points for signing-up for Account Online and 100 bonus points for enrolling in Paperless Statements. Bonus points are awarded one time for new enrollments. If you are already enrolled in these programs, you will not receive bonus points. All points become available for redemption when they are transferred from your Card Account to your ThankYou Member Account.