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Credit Cards » Phillips 66-Conoco-76 Platinum MasterCard®
Terms & Conditions
Interested in rebates?
Apply now to earn rebates when you make purchases with the Phillips 66-Conoco-76 MasterCard.
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Your estimated yearly savings!²
$0.00
[You may earn up to a maximum of $50 in rebates each month]
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Benefits Include:

Broad acceptance, worldwide ATM access1
- Use your card at thousands of Phillips 66, Conoco and 76 stations and
everywhere else MasterCard is accepted, including more than 1,000,000 ATMs nationwide.

4% rebates2 at Phillips 66, Conoco and 76 stations and up to 1% rebates2 on other qualified purchases
- Earn 4% rebates on purchases at thousands of Phillips 66, Conoco and 76
stations nationwide, plus earn up to 1% rebates on other qualified purchases made elsewhere.

No annual fee
- Plus, free extra cards for family members or authorized users.

2.99% APR on balance transfers for six months3
- Transfer a balance from another credit card and pay 2.99% APR for 6 months. The 2.99% APR does not apply to Purchases or Cash Advances. The 2.99% APR may increase if you default under any card agreement you have with us because you pay us late, go over your credit limit or have a returned check. Your payments will be applied to low APR balances before higher ones.

Track fuel costs separately
- You'll receive an easy-to-read monthly billing statement that itemizes your Phillips 66, Conoco and 76 purchases and calls out charges for each card or family member on your account.

Manage your account online
- Review current statements and unbilled charges, and make
and schedule payments any time online.

Flexible payment terms
- Choose a billing date that's convenient for you, plus enjoy the flexibility of paying your full balance or just the minimum each month.

Citi® Identity Theft Solutions
- Because your card is issued by Citi, you'll get specialized assistance if you ever become a victim of identity theft.
1 Cash advance fees apply.
2 You may earn up to a maximum of $50 in rebates each month. Rebates are not earned on purchases made at locations that sell
non-Phillips 66, Conoco or 76 branded gasoline. Rebates are automatically credited on your statement against future Phillips 66,
Conoco and 76 purchases made with your card. See the Phillips 66-Conoco-76 MasterCard
Rebate Program Information for more details.
3 The balance transfer APR is 2.99% for 6 months from the date of the first balance transfer. After the promotional period ends, your standard
APR will be applied to any unpaid balances. The standard variable purchase APR is 11.24% for Platinum and 15.24%
for Classic. The standard variable APR for cash advances is 19.99%. However, all your APRs may automatically increase to the 27.24%
variable default rate if you default under any Card Agreement that you have with us. We may also increase the promotional rate if you fail
to make payments to another creditor when due. Minimum finance charge $0.50. Fee for Foreign Purchases-3% of the U.S. dollar amount of each purchase made outside the U.S., whether made in U.S. dollars or in a foreign currency. Transaction fee for cash advances: 3% of the amount of each cash advance, minimum $5.00.
Transaction fee for balance transfers: 3% of the amount of each balance transfer, minimum $5.00.
Phillips 66, Conoco, 76, PROclean and their respective logos are trademarks of ConocoPhillips Company
or one of its subsidiaries. Other products and logos mentioned herein may be trademarks of their
respective owners.
MasterCard® is a registered trademark of MasterCard International Incorporated.
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© 2009 Citibank (South Dakota), N.A.