*OFFER DETAILS:
Citi Professional Cash Card is considered a business purpose credit card
and not a consumer credit card. Please note that certain consumer rights
do not apply to this account.
Introductory APR of 0.0% on purchases for 12 months from date of cardmembership. After the promotional period ends, the standard variable purchase APR will be applied to any unpaid purchase amounts. The standard
variable purchase APR is
8.24%
and the standard variable cash advance APR
is 19.99%.
However, all your APRs may automatically increase to a
28.99%
variable default rate if you default under any Card Agreement that you have
with us. Minimum finance charge $0.50.
Fee for Foreign Purchases- 3% of the U.S. dollar amount of each purchase made outside the U.S., whether made in U.S. dollars or in a foreign currency. The transaction fee for balance transfers is 3.0% of the amount of each balance transfer, $5 minimum. Cash advance transaction fee: 3.00% of the amount
of each transfer, minimum $5.00.
**CITI PROFESSIONALSM CASH CARD TERMS AND CONDITIONS
| • |
Your Citi ProfessionalSM Cash Card account ("Card Account") will receive a rebate based
upon eligible transactions appearing on your current month's billing statement. The only
eligible transactions are purchases, cash advances and balance transfers. The rebates will
show cumulatively on your statement as "Professional Dollars", as long as your Card Account
is open and current. However, if your Card Account is no longer current, you will not be
able to earn or redeem Professional Dollars. |
| |
|
| • |
Unless you are participating in a limited-time promotional offer, you will earn 3% on
purchases made at gas stations, restaurants, certain office supply merchants and on auto
rentals. Gas stations are merchants that primarily sell vehicle fuel for consumer use.
Restaurants are defined as merchants that prepare food and sell prepared food and beverages
for immediate consumption either on the premises or packaged for carryout. Office supply
purchases are defined as stand-alone office supply merchants that primarily sell stationery
and office supplies for business consumption. Auto rentals are defined as merchants who
provide short-term or long-term rentals of cars, trucks, vans, or utility trailers. |
| |
|
| • |
Unless you are participating in a limited-time promotional offer, you will earn 1% on all
other purchases. You will earn 1% on cash advances and cash convenience check amounts billed
at the standard cash advance rate. You will receive five Professional Dollars for each
individual balance transfer transaction of $1,500 or more. |
| |
|
| • |
Purchases not eligible to receive the 3% rebate include, but are not limited to, purchases
made at warehouse clubs, discount stores, department stores and convenience stores. Online
and catalog purchases are not eligible to receive the 3% rebate unless the merchants
appropriately identify the transactions. We do not determine whether merchants appropriately
identify the transactions, but we do reserve the right to determine which purchases qualify
for the 3% rebate. |
| |
|
| • |
You may accumulate a maximum of 500 Professional Dollars in any calendar year (eligible
transactions appearing on your January - December billing statements) payable in checks of
$50 or more only upon your request. Professional Dollars earned on purchases through the
Citi Bonus Cash CenterSM are not subject to the $500 calendar year maximum accumulation. |
| |
|
| • |
When you become a cardmember, you will receive the full Citi ProfessionalSM Cash Card
Terms and Conditions which we may change at any time with 30 days prior written notice. |
| |
|
Citi.com
|
Privacy
Terms & Conditions
Copyright ©2009 Citigroup Inc. |
|
