The benefits of a good GPA
Citi® mtvUTM Platinum Select Card
Citi® mtvU™ Platinum Select® Card
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  • Up to 4,000 Reward Points for a good GPA every year 2
  • 5 Reward Points
     for every $1 spent on books, movies, music and at restaurants and 1 point on other purchases 2
  • Access to Exclusive
    mtvU Experiences
    like free concert tickets, VIP status at mtvU’s Spring Break and more
Apply Now Offer ends 09/30/10
Cash back for everyday purchases
Citi® Dividend Platinum Select® Card
Citi® Dividend Platinum Select® Card
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  • 5% Cash Back
    at supermarkets, drugstores, gas stations and utilities for 6 months; 1% thereafter 3
  • At Least 2% Cash Back
    in rotating categories like restaurants, apparel, hotel and more. Quarterly enrollment required
  • 1% Cash Back
    on all other eligible purchases 3
Apply Now Offer ends 09/30/10
Rewards for using credit wisely
Citi Forward® Card
Citi Forward® Card
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  • Up to a 2% Purchase
    APR Reduction
    when you make a purchase, stay under your credit line and pay on
    time 3 billing periods in a row 4
  • Up to 1,200 Rewards Points a year for paying on time and staying within your line 5
  • 5 Reward Points
    for every $1 spent on books, movies, music and at restaurants and 1 point on other purchases 5
  • 2,500 Bonus Points
    when you sign up for Paperless Statements 6
Apply Now Offer ends 09/30/10

All cards also come with these great benefits:

1
The statement credit can only be earned by new Citi mtvU Platinum Select, Citi Dividend Platinum Select or Citi Forward cardmembers approved through this offer. In order to receive the statement credit, you must make at least $50 in purchases that are not returned within the first 3 months of account opening. The statement credit will appear on the card billing statement after the purchase has posted to the card account, not on the receipt. Please expect to see your statement credit within 8 weeks of end of promotion period.
2
250 to 2,000 ThankYou Points twice a year for a good GPA. 25 ThankYou Points a month for paying your bill on time and not going over your credit limit. 5 ThankYou Points for every dollar you spend at restaurants, bookstores, record stores, movie theaters and video rental stores. 1 ThankYou Point for every dollar you spend on other purchases. You can earn up to 75,000 points per calendar year. Limited quantities available for mtvU exclusive rewards. See Terms and Conditions for more information on ThankYou Network, Citi mtvU Platinum Select Visa Card Terms and Conditions.
3
CITI® DIVIDEND PLATINUM SELECT® CARD REWARD PROGRAM INFORMATION
  • Your Citi Dividend Card account ("Card Account") will receive a rebate based upon eligible transactions appearing on your current month’s billing statement. The only eligible transactions are purchases, cash advances and balance transfers. The rebates will show cumulatively on your statement as "Dividend Dollars", as long as your Card Account is open and current. However, if your Card Account is no longer open or current, you will not be able to earn or redeem Dividend Dollars.
  • Unless you are participating in a limited-time promotional offer, you will earn 1% on purchases. You will earn 1% on cash advances and cash convenience check amounts billed at the standard cash advance rate. You will receive five Dividend Dollars for each individual balance transfer transaction of $1,500 or more. Limited promotional offers do not apply to personal banking transactions you make using your card. So you will earn only 1% on these transactions.
  • You may accumulate a maximum of 300 Dividend Dollars in any calendar year (eligible transactions appearing on your January – December billing statements) payable in checks of $50 increments only upon your request. Dividend Dollars earned on purchases through the Citi Dividend Merchant Network are not subject to the $300 calendar year maximum accumulation.
  • Dividend Dollars will not expire as long as you have qualifying purchase activity at least once every 12 months unless the Citi Dividend Card Reward Program is terminated in which case you will have only 30 days to request redemption of your eligible Dividend Dollars. (Cash advances, cash convenience checks, and balance transfer transactions do not count as qualifying purchase activity.) You have no property rights or other legal interest in Dividend Dollars. Dividend Dollars have no cash value until such time as you may request and receive a check for your redemption eligible Dividend Dollars. You may not assign, transfer, or pledge your Dividend Dollars.
  • When you become a cardmember, you will receive the full Citi Dividend Card Terms and Conditions which we may change at any time with 30 days prior written notice. In addition, we may terminate the Citi Dividend Card Reward Program with 30 days prior written notice.
4
Reduce your purchase APR by .25% when you 1) make a purchase, 2) stay under your credit limit and 3) pay at least your minimum amount due on time 3 billing periods in a row. Your Card Account must be open and not in default at the time of the quarterly reduction or such quarterly reduction will not apply. The purchase APR on your account can be reduced a maximum of 8 times up to a total reduction of 2% throughout the time your account is open. The APR reduction does not apply to Balance Transfers or Cash Advances.
5
ThankYou Network is offered to certain cardmembers ("you") at the sole discretion of Citibank (South Dakota), N.A. ("we"), the issuer of your card account ("Card Account"). ThankYou Network or any portion thereof may be revised or terminated with 30 days prior written notice.. Any revisions may affect your ability to use the ThankYou Points you have already accumulated. If ThankYou Network is terminated, you will only have 90 days from ThankYou Network termination date to redeem all your accumulated ThankYou Network points ("ThankYou Points"). ThankYou Network rewards and ThankYou Point levels required for specific rewards are subject to change without notice.

Unless you are participating in a limited-time offer, you will earn five ThankYou Points for every dollar you spend on purchases at (1) book stores, (2) record stores, (3) restaurants, including fast food restaurants, (4) motion picture theaters, and (5) video entertainment rental stores ("qualifying merchants"). You will earn one ThankYou Point for every dollar you spend on all other purchases. Book stores are defined as stand-alone merchants that primarily sell, for consumer use, books (including textbooks), magazines, maps, and calendars. Record stores are defined as stand-alone merchants that primarily sell, for consumer use, records, compact discs (CDs), music and video laser discs, and blank audio and videotapes. Restaurants, including fast food restaurants, are defined as stand-alone merchants that primarily prepare food and drinks for immediate consumption by consumers, either on the merchant's premises or packaged for carryout. Motion picture theaters are defined as stand-alone merchants that operate movie theaters, and sell tickets as well as refreshments. Video entertainment rental stores are defined as stand-alone merchants that primarily rent videotapes, laser discs, DVDs, and video games for consumer use at home.

Purchases not eligible to receive the five points include, but are not limited to, purchases made at warehouse clubs, discount stores, department stores and convenience stores. Online and catalog purchases are not eligible to receive five ThankYou Points unless the merchants appropriately identify the transactions.

We do not determine whether merchants appropriately identify all transactions you make on your Card Account, but we do reserve the right to determine which purchases qualify for ThankYou Points. You can earn up to 75,000 ThankYou Points during any calendar year (eligible purchases appearing on your January - December billing statements). You may only earn ThankYou Points on your Card Account as long as it is open and current. ThankYou Points expire five years from the end of the month in which they are earned unless ThankYou Network is terminated.

You will earn 100 bonus ThankYou Points at the end of every billing cycle during which you make your Minimum Payment or more on time, and at the end of which you are not over your credit limit. Your account must be open and not in default under any Card Agreement in order to be eligible for this award. Accounts with a zero Minimum Payment due at the end of a billing cycle will not be eligible for an award for that cycle. These bonus points are not included in the annual calendar year limit.

If you are approved for a Card Account, a ThankYou Network Member Account ("ThankYou Member Account") will be set up for you. ThankYou Points post to your Card Account at the close of each billing cycle, and at that time, we will transfer the ThankYou Points you earned to your ThankYou Member Account. ThankYou Points are not eligible for redemption until they are transferred to your ThankYou Member Account. ThankYou Points may not be redeemed and may be lost if your Card Account is not open or current.
6
2,500 bonus ThankYou Points can be earned by new Citi Forward customers approved through this offer when they sign up for Paperless Statements within 3 months of account opening.
7
After the introductory period ends, the standard purchase APR will be applied to unpaid promotional balances. The standard variable APR for purchases for the Citi mtvU Platinum Select Visa Card and Citi Dividend Platinum Select Card is either 12.99%, 18.24%, 21.24%, or 22.24% based on your creditworthiness. The standard variable APR for purchases for the Citi Forward Card is either 12.99%, 16.24%, 18.24%, or 20.24% based on your creditworthiness. The variable Penalty APR for all the cards is up to 29.99% and may be applied if you make a late payment or make a payment that is returned. Minimum interest charge - $0.50. Fee for Foreign Purchases -- 3% of the U.S. dollar amount of each purchase made outside the U.S. Cash advance fee -- Either $10 or 5% of the amount of each cash advance, whichever is greater. Balance transfer fee -- Either $5 or 3% of the amount of each transfer, whichever is greater. New cardmembers only. Subject to credit approval. Additional limitations, terms and conditions apply. You will be given further information when you apply.