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TERMS AND CONDITIONS * After you have made $250 in purchases with your new CitiBusiness Card Account, a credit of $25 will be reflected on the next monthly billing statement. The Account must be open and in good standing to receive this statement credit. Returned goods and services, cash advances, convenience checks, transferred balances, fees and finance charges are not considered purchases for this purpose. ** Introductory APR of 0.0% on purchases for 12 months from date of cardmembership. After the promotional period ends, the standard variable purchase APR will be applied to any unpaid purchase amounts. The standard variable APR for purchases is 7.24% and the APR for cash advances is a variable rate of 21.99%. However, all your APRs may automatically increase to a 29.99% variable default rate if you default under any Card Agreement that you have with us. Minimum finance charge $0.50. The transaction fee for balance transfers is 3.0% of the amount of each balance transfer, $5 minimum. Cash advance transaction fee: 3.00% of the amount of each cash advance, minimum $5.00. Fee for Foreign Purchases- 3% of the U.S. dollar amount of each purchase made outside the U.S., whether made in U.S. dollars or in a foreign currency. Annual fee: none. Automatic Travel Accident Insurance is underwritten
by National Union Fire Insurance Company of Pittsburgh, Pa. Certain conditions,
restrictions and exclusions apply. Details of coverage will be provided
upon cardmembership MasterCard’s Purchase Assuranceaccount per year) is secondary coverage and is underwritten by Virginia Surety Company, Inc. Visa’s Purchase Security coverage (Coverage is limited to $10,000 per claim and $50,000 per cardmember) is excess coverage and is underwritten by Indemnity Insurance Company of North America. For both benefits, certain conditions, restrictions and exclusions apply. Details of coverage will be provided upon cardmembership.
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