Earn 3% cash back on purchases made at restaurants, gas stations, certain office supply merchants, and for auto rentals for 12 months, 1% thereafter. Plus, earn 1% cash back on other purchases.**       Online Expense Organizer - create customized reports for client billing, tax purposes, or reimbursement.         Quarterly and Annual account summaries and categorized statements at no additional cost.         No annual fee and no redemption fees.         24/7 online access and Customer Service - just press "2" to quickly access a representative.         24/7 Personal Business Assistant helps arrange business dining, travel, entertainment and outings.         0% APR on purchases for first 6 months.     •  The 0% APR does not apply to Balance Transfers or Cash Advances •  The 0% APR may increase if you default under any cardmember agreement you have with us because you pay us late, go over your credit limit, or have a returned check •  Your payments will be applied to low APR balances before higher ones

OFFER DETAILS: *Citi Professional Cash Card is considered a business purpose credit card and not a consumer credit card. Please note that certain consumer rights do not apply to this account. Introductory APR of 0.0% on purchases for 6 months from date of cardmembership. After the promotional period ends, the standard variable purchase APR will be applied to any unpaid purchase amounts. The standard variable purchase APR is 12.24% and the standard variable cash advance APR is 21.99%. However, all your APRs may automatically increase to a 29.99% variable default rate if you default under any Card Agreement that you have with us. Minimum finance charge $0.50. Fee for Foreign Purchases: 3% of the U.S. dollar amount of each purchase made outside the U.S., whether made in U.S. dollars or in a foreign currency. The transaction fee for balance transfers is 3.0% of the amount of each balance transfer, $5 minimum. Cash advance transaction fee: 3.00% of the amount of each transfer, minimum $5.00. You will earn 3% on purchases made at gas stations, restaurants, certain office supply merchants and on auto rentals for 12 months from the date of cardmembership. Gas stations are merchants that primarily sell vehicle fuel for consumer use. Restaurants are defined as merchants that prepare food and sell prepared food and beverages for immediate consumption either on the premises or packaged for carryout. Office supply purchases are defined as stand-alone office supply merchants that primarily sell stationery and office supplies for business consumption. Auto rentals are defined as merchants who provide short-term or long-term rentals of cars, trucks, vans, or utility trailers. Purchases not eligible to receive the 3% rebate include, but are not limited to, purchases made at warehouse clubs, discount stores, department stores and convenience stores. Online and catalog purchases are not eligible to receive the 3% rebate unless the merchants appropriately identify the transactions. We do not determine whether merchants appropriately identify the transactions, but we do reserve the right to determine which purchases qualify for the 3% rebate. **CITI PROFESSIONALSM CASH CARD REWARD PROGRAM INFORMATION •  Your Citi ProfessionalSM Cash Card account ("Card Account") will receive a rebate based upon eligible transactions appearing on your current month's billing statement. The only eligible transactions are purchases, cash advances and balance transfers. The rebates will show cumulatively on your statement as "Professional Dollars", as long as your Card Account is open and current. However, if your Card Account is no longer current, you will not be able to earn or redeem Professional Dollars.     •  Unless you are participating in a limited-time promotional offer, you will earn 1% on purchases. You will earn 1% on cash advances and cash convenience check amounts billed at the standard cash advance rate. You will receive five Professional Dollars for each individual balance transfer transaction of $1,500 or more.     •  You may accumulate a maximum of 500 Professional Dollars in any calendar year (eligible transactions appearing on your January - December billing statements) payable in checks of $50 or more only upon your request. Professional Dollars earned on purchases through the Citi Bonus Cash CenterSM are not subject to the $500 calendar year maximum accumulation.     •  You have no property rights or other legal interest in Professional Dollars. Professional Dollars have no cash value until such time as you may request and receive a check for your redemption eligible Professional Dollars. You may not assign, transfer, or pledge your Professional Dollars.     •  When you become a cardmember, you will receive the full Citi ProfessionalSM Cash Card Terms and Conditions which we may change at any time with 30 days prior written notice. In addition, we may terminate the Citi Professional Cash Card Reward Program with 30 days prior written notice, and if we do, you will have 30 days to request redemption of your eligible Professional Dollars.             Citi.com Privacy Terms & Conditions Copyright ©2010 Citigroup Inc.