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Bonus Point Information
50,000 Bonus Points Offer:
You will receive 50,000 bonus ThankYou Points after $2,500 in purchases are made with your Citi ThankYou Premier Card within 3 months of account opening. All points become available for redemption when they are transferred from your Card Account to your ThankYou Member Account. Once bonus points post to your account, you may redeem them for $665 in airfare when you redeem through the ThankYou Travel Center – or save them to use for other great rewards.
2X Points on Dining & Travel: You will earn 2 points for every dollar spent for the first 12 months you are a cardmember for purchases identified as being made at restaurants or for travel. Restaurants, including fast food restaurants, are defined as stand-alone merchants that primarily prepare food and drinks for immediate consumption by consumers, either on the merchant's premises or packaged for carryout. Travel is defined as airline, hotel, car rental, cruise line, travel agencies and airport purchases. We do not determine whether merchants appropriately identify all transactions you make on your Card Account, but we do reserve the right to determine which purchases qualify for ThankYou Points.
Account Online & Paperless Statement Bonus: Earn 200 points for signing-up for Account Online and 200 points for enrolling in Paperless Statements. Bonus points are awarded one time for new enrollments. If you are already enrolled in these programs, you will not receive bonus points. All points become available for redemption when they are transferred from your Card Account to your ThankYou Member Account.
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Citi ThankYou Rewards
ThankYou Flight Points
For every one Purchase Point you earn, one Flight Point will become available for redemption. Please see the below Citi ThankYou Premier Card Terms and Conditions for further information.
Citi ThankYou Premier Card Terms and Conditions
Citi ThankYou Rewards is offered to certain cardmembers ("you") at the sole discretion of Citibank, N.A. ("we"), the issuer of your card account ("Card Account"). ThankYou Rewards or any portion thereof may be revised or terminated with 30 days prior written notice. Any revisions may affect your ability to use the ThankYou Points you have already accumulated. If ThankYou Rewards is terminated, you will only have 90 days from ThankYou Rewards termination date to redeem all your accumulated ThankYou Points ("ThankYou Points"). Rewards offered by ThankYou Rewards and the ThankYou Point levels required for specific rewards are subject to change without notice.
Unless you are participating in a limited-time offer, you will earn 1.2 ThankYou Points for every dollar you spend on purchases at supermarkets, gas stations, drugstores and commuter transportation/parking merchants. You will earn one ThankYou Point for every dollar you spend on all other purchases. Definitions of supermarkets, gas stations, drugstores and commuter transportation/parking merchants will be provided to you in the Directory of Services you will receive with your new card. Purchases not eligible to receive the 1.2 ThankYou Points include, but are not limited to, purchases made at warehouse clubs, discount stores, department stores and convenience stores and the purchase of Amtrak tickets. Online and catalog purchases are not eligible to receive the 1.2 ThankYou Points unless the merchants appropriately identify the transactions.
We do not determine whether merchants appropriately identify all transactions you make on your Card Account, but we do reserve the right to determine which purchases qualify for ThankYou Points. Your ThankYou Points will never expire unless we terminate ThankYou Rewards.
In addition, you will earn one ThankYou Flight Point ("ThankYou Flight Points") for every mile flown when airline tickets are purchased using your Card Account. ThankYou Flight Points are earned for miles flown based on the city of origin and the city of destination provided to us when an airline ticket is purchased. We will determine how many ThankYou Flight Points will appear on your billing statement based upon airline travel distance information published by OAG Worldwide, Inc., our source of independent flight schedule information, unless we tell you otherwise. ThankYou Flight Points will post to your Card Account approximately six to eight weeks following the initial departure date of travel referenced on your airline ticket transaction.
At the end of each Citi ThankYou Card account membership year (your membership year begins the date you became a Citi ThankYou Cardmember and resets each year on that date), you will also earn an Anniversary Bonus calculated as a percentage of ThankYou Points earned from purchases during that membership year as follows:
| Membership Year | Anniversary Bonus % |
| 0 - 1 | 1% |
| 1 - 2 | 2% |
| 2 - 3 | 3% |
| 3 - 4 | 4% |
| 4 and after | 5% |
Note the Anniversary Bonus calculation does not include any other points (including bonus ThankYou Points) you may have earned during that membership year. It may take 1 - 3 billing statements for the Anniversary Bonus to post to your Card Account at the end of each membership year.
You may earn ThankYou Points as long as your Card Account is open and current. If your Card Account is closed, you will not be able to earn ThankYou Points and you will lose any accumulated ThankYou Points that have not been transferred to your ThankYou Member Account. Balance transfers, cash advances, convenience checks, returned purchases, disputed or unauthorized purchases/fraudulent transactions, finance charges, Card Account fees, and fees for services and programs you elect to receive through us do not earn ThankYou Points unless otherwise specified.
If you do not already have a ThankYou Rewards Member Account ("ThankYou Member Account"), one will be set up for you. ThankYou Points earned from purchases post to your Card Account at the close of each billing cycle, and at that time we will transfer the ThankYou Points you earned to your ThankYou Member Account. However, ThankYou Flight Points are not transferred to your ThankYou Member Account unless we transfer, or have previously transferred, an equal or greater number of ThankYou Points earned from purchases. ThankYou Points, including ThankYou Flight Points are not eligible for redemption until they are transferred to your ThankYou Member Account. This transfer may take up to four business days. (Bonus ThankYou Points may take one to two additional billing cycles to post to your Card Account.) ThankYou Points are not eligible for redemption until they are transferred to your ThankYou Member Account. ThankYou Points may not be redeemed and may be lost if your Card Account is not open or current.
†The standard variable APR for purchases is 13.99%, 17.99%, or 21.99% based on your creditworthiness. The standard variable APR for cash advances is a variable 25.24%. The variable Penalty APR is up to 29.99% and may be applied if you make a late payment or make a payment that is returned. The annual fee is $125. The annual authorized user fee is $50. Minimum interest charge - $0.50. Fee for Foreign Purchases - None. Cash advance fee - Either $10 or 5% of the amount of each cash advance, whichever is greater. Balance transfer fee - Either $5 or 3% of the amount of each transfer, whichever is greater.
††Annual complimentary domestic companion ticket and the 15% discount on air travel must be booked through Citi's travel benefits provider, Spirit Incentives. Passenger is responsible for all fees, taxes and charges incurred in connection with the Companion Travel and 15% Travel Plus discount. Authorized users added to your account are also eligible for the annual companion ticket and the 15% discount on air travel benefit. Companion travel applies to travel within the 48 contiguous United States. Details will be provided upon cardmembership.