Citi®
Citi Diamond Preferred Rewards Card
0% APR* on balance transfers for 12 months
For every passion, there's a reward.
Citi® Diamond Preferred® Rewards Card Apply Now
Earn point for all kinds of rewards in the ThankYou Network(SM): home, electronics, sports, dining, travel, the list goes on.
Apply now and reward yourself with:
5 ThankYou Points for every $1 spent on purchases at supermarkets, drugstores and gas stations for 12 months, 1 ThankYou Point thereafter**
1 ThankYou Point for every $1 spent on all other purchases**
  0% APR on balance transfers for up to 12 months, based on your application and credit history*
  0% APR on purchases for 7 months*
 
No annual fee Thank You Logo              
With this rewarding card also comes the protection of:
Citi® Identity Theft Solutions
Price Protection Program***
$0 Liability on unauthorized purchases
Apply Now
•   The 0% APR does not apply to Cash Advances
•   The 0% APR may increase as permitted by law if you default under any cardmember agreement you have with us because you pay us late, go over your credit limit or have a returned check


TERMS AND CONDITIONS:

* The balance transfer APR is 0.0% for 12 months from the date of the first balance transfer or 0.0% for 7 months from the date of the account opening depending on our review of your application and credit history. The purchase APR is 0.0% for 7 months from the date of account opening. After the promotional period ends, your standard APR will be applied to any unpaid promotional balances. As of February 19, 2010, the standard variable APR for purchases is 12.99% Rate 1, 16.99% Rate 2, or 20.99% Rate 3 in that order based on our review of your application and credit history. The standard APR for cash advances is a variable 25.24%. However, all your APRs (including any promotional APRs) may increase as permitted by law to the 29.99% variable default rate if you pay us late, go over the credit line, or make a payment to us that is not honored. The minimum finance charge is $.50. For foreign purchase transactions the fee is 3% of the U.S. dollar amount of each purchase made outside the U.S. The transaction fee for cash advances is 3.0% of each cash advance, minimum $5. The transaction fee for balance transfer is 3.0% of the amount of each balance transfer, $5 minimum.

** ThankYou® Network
Citi Diamond Preferred Rewards Card Terms and Conditions

• ThankYou Network is offered to certain cardmembers ("you") at the sole discretion of Citibank (South Dakota), N.A. ("we"), the issuer of your card account ("Card Account"). ThankYou Network or any portion thereof may be revised or terminated with 30 days prior written notice. Any revisions may affect your ability to use the ThankYou Points you have already accumulated. If ThankYou Network is terminated, you will only have 90 days from the termination date to redeem all your accumulated ThankYou Network points ("ThankYou Points"). However, ThankYou Network rewards may be changed or substituted, as well as ThankYou Point levels required for specific ThankYou Network rewards adjusted, at any time without prior notification.

• You will earn one ThankYou® Point for every dollar you spend on purchases unless the offer to which you responded has a different ThankYou Point earning description. Only purchases are eligible to earn ThankYou Points. Personal banking transactions you make using your card will earn only 1 ThankYou Point even if the offer to which you responded has a different ThankYou Point earning description. If the offer to which you responded allows you to earn additional ThankYou Points at supermarkets, drug stores and gas stations, they are defined as follows: Supermarkets are stand-alone merchants that primarily sell a complete line of food merchandise for home consumption. Drugstores are stand-alone merchants that primarily sell prescription and proprietary drugs and nonprescription (over-the-counter) medicines. Gas stations are stand-alone merchants that primarily sell vehicle fuel for consumer use.

• Purchases not eligible to receive the additional points include, but are not limited to, purchases made at warehouse clubs, discount stores and convenience stores. Online and catalog purchases are not eligible to receive additional ThankYou Points unless the merchants appropriately identify the transactions.

• We do not determine whether merchants appropriately identify all transactions you make on your Card Account, but we do reserve the right to determine which purchases qualify for ThankYou Points. You can earn up to 75,000 ThankYou Points during any calendar year (eligible purchases appearing on your January-December billing statements). You may only earn ThankYou Points on your Card Account as long as it is open and current. ThankYou Points expire five years from the end of the month in which they are earned unless ThankYou Network is terminated.

• If you are approved for a Card Account, a ThankYou Network Member Account ("ThankYou Member Account") will be set up for you. ThankYou Points post to your Card Account at the close of each billing cycle, and at that time we will transfer the ThankYou Points you earned to your ThankYou Member Account. ThankYou Points are not eligible for redemption until they are transferred to your ThankYou Member Account. ThankYou Points may not be redeemed and may be lost if your Card Account is not open or current.


*** Price Protection coverage is underwritten by Triton Insurance Company. (Coverage is limited to $250 per item and a maximum of $1,000 per cardmember per year.) Certain conditions, restrictions and exclusions apply. Details of coverage will be provided upon cardmembership.


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