Citi(R) Drivers Edge(R) Card - Earn rebates for the miles you drive.

							> No annual fee > 0% APR on balance transfers for up to 12 months, based on your application and credit history.* > APR on purchases will be as low as a variable 8.24% based upon on our review of your application credit history.*

	0% APR Balance Transfers. The 0% APR does not apply to purchases or cash advances. The 0% APR may increase if you default under any cardmember agreement you have with us because you pay us late, go over your credit limit, or have a returned check. Your payments will be applied to low APR balances before higher ones. See additional details below.*

Earn rebates everywhere.
Get rewarded for the purchases you make:
• 6% rebates on everyday purchases—at supermarkets, drugstores and gas stations—for the first 12 months.
• 3% rebates at supermarkets, drugstores and gas stations after your introductory 12-month period.
• 1% rebates on all other types of purchases.

Supermarkets are defined as stand-alone merchants that primarily sell a complete line of food merchandise for home consumption. Drugstores are stand-alone merchants that primarily sell prescription and proprietary drugs and
nonprescription (over-the-counter) medicines. Gas stations are merchants that primarily sell vehicle fuel for consumer use. Purchases not eligible to receive the 3% rebates (6% rebates for 12 months) include, but are not limited to,
purchases made at warehouse clubs, discount stores, department stores and convenience stores. In addition, online, catalog, mail order and telephone purchases are not eligible to receive 3% rebates (6% rebates for 12 months) unless the merchants identify the transactions as being made at a supermarket, drugstore or gas station. We do not determine whether merchants correctly identify and bill transactions as being made at a supermarket, drugstore or gas station. However, we do reserve the right to determine which purchases qualify for the 3% rebates (6% rebates for 12 months). The 3% rebates (6% rebates for 12 months) offer applies only to new Driver’s Edge accounts.

You may earn a maximum of $1,000 in rebates each year under the Driver’s Edge Rebate Program based upon the date you become a Citi Driver’s Edge cardmember. The maximum rebate amount you may earn includes any rebates earned under the Drive Rebates feature, the promotional rebates earned on purchases at supermarkets, drugstores and gas stations, and any other special or promotional rebates that you may be eligible to earn or receive. Rebates will automatically expire if you do not make a transaction on your Driver’s Edge account (such as a purchase, balance transfer, or cash advance) for 12 consecutive months, or if you do not redeem your rebates within five years from the date the rebates are earned. To be eligible to earn and redeem rebates, your Driver’s Edge account must be open and current and must not be in default. Citibank may revise or terminate the Driver’s Edge Rebate Program at any time with 30 days prior written notice. For complete details, see the Citi Driver’s Edge Directory of Services Guide you will receive with your new card.

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Earning and tracking Drive Rebates® is easy.
Whether you’re driving to the corner store or going on a 600-mile road trip, you’ll get rewarded for driving. You’ll earn $1 in Drive Rebates for every 100 miles you drive—up to $500 in Drive Rebates a year.

Tracking your miles is simple. You can enroll in Drive Rebates by calling toll-free or going online and then submitting an enrollment form. Then whenever you have scheduled maintenance performed on your vehicle, just submit a form with a copy of your receipt showing your odometer reading. It's that easy. Your Drive Rebates will automatically appear on your statement.

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Earn up to $1,000 a year.
You can earn a maximum of $1,000 in rebates each year under the Driver’s Edge Rebate Program. The maximum rebate you can redeem on any one purchase or lease is $5,000, and the minimum is $25. You should use your rebates within five years of earning them; rebates expire if not redeemed within five years of the date earned.

The chart below shows an example of how fast your rebates can add up in just your first year.

†After the first year you will earn 3% rebates at supermarkets, drugstores and gas stations.

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Using your rebates is easy too.
Get the car you want. Use your rebates toward buying or leasing a car, motorcycle, SUV and more. New or used—
any make, any model.

Repair the car you already have. From oil changes to major repairs, use your rebates toward service on the car
you already drive, when you pay for those services with your Driver's Edge Card.

Want more? Choose great rewards in ThankYou Network^SM. Besides using your Driver’s Edge rebates toward your automotive needs, you can redeem them for rewards offered through ThankYou Network, a free rewards program from Citi. Choose from a wide range of merchandise and services—like gift cards from top retailers, home electronics, travel and more. For redemption purposes, each $1 in Driver’s Edge rebates is equivalent to 100 ThankYou Points^®. For a full list of rewards, visit www.thankyouredemptions.com.

•	The 0% APR does not apply to Purchases or Cash Advances

•	The 0% APR may increase if you default under any cardmember agreement you have with us because you pay us late, go over your credit limit or have a returned check

•	Balance Transfer fee applies with this offer

•	Your payments will be applied to low APR balances before higher ones


	Back to top « The balance transfer APR is 0.0% for 12 months from the date of the first balance transfer or 0.0% for 6 months from the date of the first balance transfer depending on our review of your application and credit history. * After the promotional period ends, the standard purchase APR will be applied to any unpaid promotional balance transfer amounts. The standard variable APR for purchases is either 8.24% Rate 1, 12.24% Rate 2, or 16.24% Rate 3 in that order based on our review of your application and credit history. The standard variable cash advance APR is 21.99%. However, all your APRs may automatically increase up to the 29.99% variable default rate if you default under any Card Agreement that you have with us. Min. finance charge: $0.50. Fee for Foreign Purchases- 3% of the U.S. dollar amount of each purchase made outside the U.S., whether made in U.S. dollars or in a foreign currency. This foreign currency transaction fee will be added to the appropriate purchase balance with the foreign currency purchase. The foreign currency transaction fee may cause the annual percentage rate on the billing statement on which the purchase made in a foreign currency first appears to exceed the nominal annual percentage rate. The transaction fee for cash advances is 3.0% of the amount of each cash advance, $5 minimum. The transaction fee for balance transfers is 3.0% of the amount of each balance transfer, $5 minimum.


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