Citi Simplicity® Card

When life gets complicated, you need a credit card that keeps it simple.

  • 0% Intro APR for 18 months

    on purchases and balance transfers
  • Then, a variable APR of 12.99% – 21.99%

    based on your creditworthiness for everything from purchases to cash advances
  • No annual fee

  • Peace of Mind

    with no late fees and no penalty rate
  • Direct Access

    Help is always at your fingertips with direct access to a representative
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