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WITH THE CITI® GOLD / AADVANTAGE® WORLD MASTERCARD® YOU CAN ENJOY THESE BENEFITS:
  Earn 1 AAdvantage® mile for every $1 spent on purchases
  AAdvantage miles may never expire
  Reduced Mileage Awards let you travel to select destinations for fewer AAdvantage miles round trip
  Earn AAdvantage miles for award travel on American Airlines or over 20 top airlines, stays at hotels worldwide and car rentals with the AAdvantage program
*The standard variable APR for purchases – 15.24%, standard variable APR for cash advances – 25.24%. The variable Penalty APR is up to 29.99% and may be applied if you make a late payment or make a payment that is returned. The annual fee is $50. However, this fee is waived for the first 12 months. Also other fees will be assessed. Minimum interest charge – $0.50. Fee for foreign purchases – 3% of each purchase transaction in US dollars. Cash advance fee – Either $10 or 5% of the amount of each cash advance, whichever is greater. Balance transfer fee – Either $5 or 3% of the amount of each transfer, whichever is greater.

1 This Citi / AAdvantage card offer is valid only for first-time Citi / AAdvantage cardmembers who apply pursuant to this offer for an account. The American Airlines AAdvantage miles will appear as a bonus in your AAdvantage account 8-10 weeks after you have met the purchase requirements.

2 A total of 25,000 American Airlines AAdvantage miles may be redeemed for roundtrip Coach Class Continental U.S. / Canada MileSAAverSM awards. For more information on AAdvantage award redemption please see Redeem Miles at www.aa.com/aadvantage.

3 American Airlines, American Eagle and the AmericanConnection carrier have no restricted dates for award travel. Seats for award travel are limited and may not be available on all flights. Flight awards are subject to AAdvantage program rules and restrictions. Award travel may be subject to travel embargo dates on some AAdvantage program participating airlines.

4 The maximum number of American Airlines AAdvantage miles you can earn with the Citi Gold / AAdvantage World MasterCard is 60,000 AAdvantage miles per calendar year. AAdvantage bonus miles are excluded from this mileage cap. AAdvantage Executive Platinum, AAdvantage Platinum and AAdvantage Gold members are excluded from these limits. AAdvantage miles are only earned on eligible purchases.

5 Provided that once every 18 months you (i) redeem AAdvantage miles or (ii) earn them on American Airlines, American Eagle, or the AmericanConnection carrier or (iii) earn AAdvantage miles with an AAdvantage participant. For complete details visit www.aa.com/aadvantage

6 The Reduced Mileage Awards program allows Citi / AAdvantage cardmembers to redeem AAdvantage miles for MileSAAverSM awards to destinations selected quarterly. The MileSAAverSM discount is 5,000 American Airlines AAdvantage miles round trip for this Citi / AAdvantage card. Redemption of Reduced Mileage Awards applies only to bookings made by phone through American Airlines Reservations or through airport or city ticket offices. All such award travel is subject to an additional payment of $20. The above amount does not apply to AAdvantage Executive Platinum members and Airpass customers. All such additional amounts are subject to change. For the complete list of Reduced Mileage Awards, visit www.reducedmileageawards.citicards.com

American Eagle service is operated by American Eagle Airlines, Inc., or Executive Airlines, Inc., which are wholly owned by the parent company of American Airlines. AmericanConnection carrier is operated by Chautauqua Airlines, Inc., which is an independent contractor.

American Airlines reserves the right to change AAdvantage program rules, regulations, travel awards and special offers at any time without notice and to end the AAdvantage program with six months notice. Any such changes may affect your ability to use the mileage awards or credits that you have accumulated. Members may not be able to obtain all offered awards at all times or use awards for all destinations or on all flights. AAdvantage travel awards, mileage accrual and special offers are subject to government regulations. American Airlines is not responsible for products or services offered by other participating companies. For complete details about the AAdvantage program, visit www.aa.com/aadvantage

AmericanAirlines, AAdvantage, AAdvantage with Scissor Eagle Design, Scissor Eagle Design, AAdvantage Executive Platinum, AAdvantage Platinum,AAdvantage Gold, AAirpass, American Eagle, AmericanConnection, Admirals Club, MileSAAver and AA.com are marks of American Airlines, Inc.

Citibank is not responsible for products or services offered by other companies.

MasterCard is a registered trademark of MasterCard International, Incorporated.

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