0% Intro APR on balance transfers and purchases for 12 months. After that, the APR will be 14.99%. This APR will vary with the market based on the Prime Rate¹
No annual fee¹
Citi Identity Theft Solutions
$0 Liability on unauthorized purchases
Secure, free online account management

*TERMS AND CONDITIONS:

¹Introductory rate of 0.00% for 12 months from the date of account opening on purchases and balance transfers, based on your creditworthiness. After the introductory period ends, the standard purchase APR will be applied to unpaid promotional balances. The standard variable APR for purchases is 14.99%. The standard variable APR for cash advances is 25.24%. The variable Penalty APR is up to 29.99% and may be applied if you make a late payment or make a payment that is returned. Minimum interest charge - $0.50. Fee for Foreign Purchases - 3% of the U.S. dollar amount of each purchase made outside the U.S. Cash advance fee - 5.0% of cash advance amount, $10 minimum. Balance transfer fee - 5.0% of balance transfer amount, $10 minimum. New cardmembers only. Subject to credit approval. Additional limitations, terms and conditions apply. You will be given further information when you apply.

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