

* Length of your introductory period will be 0.0% for 9 months from the date of cardmembership for balance transfers and purchases or 0.0% for 7 months from the date of cardmembership for balance transfers and purchases depending on our review of your application and credit history. After the promotional period ends, the standard purchase APR will be applied to all balances. (The standard variable APR for purchases is either 11.99% Rate 1, 15.99% Rate 2 or 19.99% Rate 3 in that order based on our review of your application and credit history, standard APR for cash advances - 21.99%.) However, all your APRs (including any promotional APRs) may increase as permitted by law to the 29.99% variable default rate if you pay us late, [go over the credit line], or make a payment to us that is not honored. Minimum finance charge - $0.50. Fee for Foreign Purchases-3% of the U.S. dollar amount of each purchase made outside the U.S., whether made in U.S. dollars or in a foreign currency. Cash advance fee - 3.0% of cash advance amount, $5 minimum. Balance transfer fee - 3.0% of balance transfer amount, $5 minimum. New cardmembers only. Subject to credit approval. Additional limitations, terms and conditions apply. You will be given further information when you apply.
** Length of your introductory period will be 0.0% for 9 months from the date of cardmembership for balance transfers and purchases or 0.0% for 7 months from the date of cardmembership for balance transfers and purchases depending on our review of your application and credit history. After the promotional period ends, the standard purchase APR will be applied to all balances. (The standard variable APR for purchases is either 12.24% Rate 1, 16.24% Rate 2 or 20.24% Rate 3 in that order based on our review of your application and credit history, standard APR for cash advances - 21.99%.) However, all your APRs (including any promotional APRs) may increase as permitted by law to the 29.99% variable default rate if you pay us late, [go over the credit line], or make a payment to us that is not honored. Minimum finance charge - $0.50. Fee for Foreign Purchases-3% of the U.S. dollar amount of each purchase made outside the U.S. Cash advance fee - 3.0% of cash advance amount, $5 minimum. Balance transfer fee - 3.0% of balance transfer amount, $5 minimum. New cardmembers only. Subject to credit approval. Additional limitations, terms and conditions apply. You will be given further information when you apply.