- The 0% APR does not apply to Cash Advances
- The 0% APR may increase if you default under any cardmember agreement you have with us because you pay us late, go over your credit limit or have a returned check
- Balance Transfer fee applies with this offer
- Your payments will be applied to low APR balances before higher ones
Citi® Platinum Select® MasterCard®
Terms and Conditions:
1 Length of your introductory period will be 0.0% for 6 months from the date of cardmembership on purchases and balance transfers. After the promotional period ends, the standard purchase APR will be applied to all balances. (The standard variable APR for purchases is either 11.99% Rate 1, 15.99% Rate 2 or 19.99% Rate 3 in that order based on our review of your application and credit history, standard APR for cash advances - 21.99%.) However, if you default under any Card Agreement, we may automatically increase the rate on balances (including promotional balances) to a variable default rate of 29.99%. Minimum finance charge - $0.50. Fee for Foreign Purchases -- 3% of the U.S. dollar amount of each purchase made outside the U.S. Cash advance fee -- 3.0% of cash advance amount, $5 minimum. Balance transfer fee -- 3.0% of balance transfer amount, $5 minimum. New cardmembers only. Subject to credit approval. Additional limitations, terms and conditions apply. You will be given further information when you apply.
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