CITI SIMPLICITY® TERMS & CONDITIONS
Introductory rate of 0% for 21 months from date of account opening on purchases and an introductory rate of 0% for 21 months from date of first transfer for balance transfers. Balance transfers must be completed within 4 months of account opening. After the introductory period ends, the standard purchase APR will be applied to unpaid introductory balances, new purchases and new balance transfers. The standard variable APR for purchases and cash advances is 13.74% – 23.74%, based on your creditworthiness. Minimum interest charge – $0.50. Fee for foreign purchases – 3% of the U.S. dollar amount of each purchase. Cash advance fee – either $10 or 5% of the amount of each cash advance, whichever is greater. Balance transfer fee – either $5 or 3% of the amount of each transfer, whichever is greater. New cardmembers only. Subject to credit approval. Additional limitations, terms and conditions apply. You will be given further information when you apply.© 2017 Citibank, N.A. Citibank, N.A. Citi, Citibank, Citi Simplicity and Citi with Arc Design are registered service marks of Citigroup Inc. MasterCard and the MasterCard Brand Mark are registered trademarks of MasterCard International Incorporated.