2X Dining & Entertainment 1X Other Purchases $0 Annual
Fee
Annual Fee

Our Lowest Intro APR

Our Lowest
Intro APR

0% Intro APR for 7 months on purchases; after that, the variable APR will be 14.74%-24.74% based upon your creditworthiness

Have fun, earn points

Have fun,
earn points

Earn 2,500 bonus ThankYou® Points after $500 in purchases within 3 months of account opening.

2X ThankYou® Points on Dining Out & Entertainment

1X ThankYou® Points on other purchases

No expiration and no limit to the amount of ThankYou Points you can earn with this card.

EMV Chip Technology for global acceptance and enhanced security when used at chip terminals.

Experience more. Enjoy special access to purchase tickets to the best in music, sports and dining with Citi® Private Pass®

Do more with ThankYou® Rewards
Redeem Points for:

Do more with
ThankYou® Rewards
Redeem Points for:

  • Gift cards from your
    favorite retailers
  • Shop With Points
    from Amazon.com
  • Travel getaways
  • Travel
    getaways
  • Purchase tickets
    on LiveNation.com
  • The latest in electronics
    and merchandise
  • The latest in
    electronics and
    merchandise
  • And much more…
  • And much
    more…

Do more with ThankYou® Rewards
Redeem Points for:

Do more with
ThankYou® Rewards
Redeem Points for:

  • Gift cards from your
    favorite retailers
  • Shop With Points
    from Amazon.com
  • Travel getaways
  • Purchase tickets
    on LiveNation.com
  • The latest in electronics
    and merchandise
  • And much more…
Dining & Entertainment

Citi ThankYou® Preferred Card for College Students

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Terms and Conditions

Introductory rate of 0% for 7 months from the date of account opening on purchases. Balance transfers must be completed within 2 months of account opening. After the introductory period ends, your standard APR for purchases will be applied to unpaid promotional balances, new purchases and new balance transfers. The standard variable APR for purchases for the Citi ThankYou® Preferred Card for College Students is 14.74% to 24.74% based on creditworthiness. The standard variable APR for cash advances is 25.99%. The variable penalty APR is up to 29.99% and may be applied if you make a late payment or make a payment that is returned. Minimum finance charge $0.50. Fee for foreign purchases — 3% of each purchase transaction in US dollars. Cash advance fee — either $10 or 5% of the amount of each cash advance, whichever is greater. Balance transfer fee — Either $5 or 4% of the amount of each transfer, whichever is greater. New cardmembers only. Subject to credit approval. Additional limitations, terms and conditions apply. You will be given further information when you apply.

Earn 2,500 bonus ThankYou® Points after qualifying purchases: To receive 2,500 bonus ThankYou points, make $500 in purchases in the first 3 months of the account opening. Balance transfers, cash advances, fees interest and items returned for credit also do not qualify as an eligible purchase. Once these points post to your account, you may redeem them for great rewards. Bonus ThankYou Points are not available if you have had a ThankYou Preferred, ThankYou Premier or Citi Prestige card opened or closed in the past 24 months. To redeem points, visit thankyou.com or call 1-800-THANKYOU (1-800-842-6596).

Citi® ThankYou® Rewards

Summary of the Citi ThankYou® Preferred Card Terms and Conditions

With the Citi ThankYou Preferred Card, you can earn ThankYou Points for purchases made on your card.

Unless you are participating in a limited-time offer, you will earn:

-- 2 ThankYou Points for each $1 spent on purchases at restaurants (including cafes, bars, lounges and fast food restaurants), and on select entertainment, including live entertainment, live theatrical productions, concerts, live sporting events, movie theaters, amusement parks (including zoos, aquariums, circuses and carnivals), tourist attractions (including museums, and art galleries), record stores, video rental stores and on-demand internet streaming media;

Certain Non-Qualifying Purchases. You won’t earn 2X Points for purchases made at bakeries, certain restaurants/cafes inside department, grocery or warehouse stores, sporting camps, public and private golf courses, country clubs (including membership fees), stores that sell musical instruments, video game arcades, bowling alleys, stores that primarily sell video games/accessories, charitable organizations that provide live entertainment, bookstores, and sports complexes where you participate in the sport.

-- 1 ThankYou Point for each $1 spent on other purchases including the non-qualifying purchases listed above.

Only Purchases Earn Points. Balance transfers, cash advances, checks that access your card account, items returned for credit, unauthorized charges, interest and account fees, travelers checks, foreign currency purchases, money orders, wire transfers (and similar cash-like transactions), lottery tickets, gaming chips (and similar betting transactions) do not earn ThankYou Points.

Each merchant – e.g., a retailer, business or any other place where you can make a purchase – is assigned a code that indicates the merchant’s primary area of business. We don’t assign or have any control over merchant codes. Codes are chosen and assigned by a third party, who may change the codes from time to time. When you make a purchase at a merchant, we’re provided the code for that merchant and if the code matches a category that gives you additional points, you will earn the additional points. Because we don’t control what code a merchant is assigned, sometimes a purchase that you think fits a certain category may not earn additional points. For example, a restaurant located within a large retail outlet may not be assigned a “restaurant” code, but rather a “retailer” code. This means that if you receive additional points for “dining out,” you won’t earn additional points for purchases at that restaurant. Or a restaurant located within a hotel may not be assigned a “restaurant” code, but rather a “hotel” code. This means that if you receive more points for purchases at a hotel than you receive for purchases at a restaurant, each purchase at that restaurant will be treated as a purchase at a hotel, and you’ll receive additional Points. Please see our FAQs at thankyou.com/help or call the ThankYou Service Center at 1-800-THANKYOU (1-800-842-6596) for more information about merchant codes and categories.

Please see the Citi ThankYou Rewards Terms and Conditions at thankyou.com/terms, or call us at 1-800-THANKYOU (1-800-842-6596) to request a complete copy of the Terms and Conditions. The Terms and Conditions include redemption information on the Citi ThankYou Rewards Program.

Citi® Private Pass®
Offers on Citi Private Pass are available to Citi credit card members and Citibank Debit Mastercard® customers. Some restrictions apply. See citiprivatepass.com for specific offer details and information. Citi is not responsible for products or services offered by other companies.

Certain terms and conditions apply. Coverage details will be provided upon card membership or you can visit www.cardbenefits.citi.com.

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